3 Tips For Funeral Planning

3 Tips For Funeral Planning

It’s unfortunate, but some day the inevitable will happen and we will lose a loved one to sickness or old age. It doesn’t matter how much you try to prepare for such a day, it always comes as a surprise and it is always a really sad time for all concerned. Nobody likes talking about death but we must,  and you are going to make things much easier for your family, if you try to plan in advance. I know it sounds a little creepy, but if you want the…

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Automatic Pension Enrolments Make the Entire Process Much Easier on Your Part

auto enrolment payroll for all your employees

Enrolling in a pension plan is easy to do, in part because most companies offer you the chance to have it set up so that the amount is automatically taken out of your check every time you get paid, which is the simplest thing to do. An automatic enrolment requires very little effort or paperwork on your part and regardless of the amount you agree to have taken out each time, this type of enrolment takes care of the process for you so that you can relax and concentrate on…

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Mistakes to Avoid while Applying for Payday Loans

payday loans for bad credit

Easy access to loans despite bad credit or low loan affordability could be termed as the prime factor to ensue a debt trap. Whether you are a student working part time or a full time employed person, you need to be careful before you choose payday loans to meet your cash obligations. Being a swift source of funding for people requiring fast loans, payday loans are quite popular among bad credit borrowers or those who lack guarantor or collateral to obtain conventional credit. According to one report, 51% of young…

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The 5 attributes of the best housing finance companies

The 5 attributes of the best housing finance companies

Look for these 5 qualities in the housing finance company you approach for your home purchase or home mortgage loan. Buying a house is a process fraught with challenges, and some housing finance companies don’t make the going easier with tedious, long-drawn processes. As important as it is to find a good home loan, it is equally important to partner with the best housing finance company for a variety of reasons, like – 1 Lower rate of interest. The home loan rate is often the most important component of the…

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Direct Selling Agents – Unproductive Much?

Direct Selling Agents

Buying a house is an important decision as it is a life time investment. When investing in a housing property, it is crucial to carry out the process with utmost care, as even a small mistake can put you in a huge debt situation. From selecting the property to borrowing a Home Loan, every step should be well planned. After essential planning and a lot of thinking an individual should borrow a Home Loan. There are many financial institutions which offer Home Loans for the investors willing to invest in…

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Investments – Opportunities and Options

Investments

It is important to earn money, rather it is necessary. Nothing in today’s world can work without money. From buying a watch to buying a house, everything needs money. Hence, managing money is of utmost importance. Now, when it comes to managing money and planning for a better future, we all are concerned about our families. Nowadays there are several investment schemes in India, providing the financial stability one is looking for. Now the first step to a wise investment is understanding your goals and expectations. It is impossible to…

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Benefits of filing ITR on time

income tax efiling

The Income Tax Department has made income tax efiling simpler as tax-paying individuals can make use of the Sahaj (ITR-1) form to file their returns. However, many people end up waiting until the eleventh hour to file their taxes online, and this can stress them out. Check out why filing returns on time is beneficial: 1. Say Goodbye to Fines and Penalties You will end up paying one per cent penalty for each month you delay filing the returns. Also, if your returns are more than INR 3,000/- you risk…

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Helpful Tips to Choose Small and Midcap Funds

Small and Midcap Funds

Undeniably, Small and Midcap Funds have been performing well than many other types of funds. And, irrespective of the changes in the market, this trend is not expected to change anytime sooner. So, if you are thinking to invest in these funds, there are some things that you must consider. Small-cap funds are the stocks that lie at the bottom of market valuation. On the contrary, Mid- caps are the stocks that come between small and large-cap funds. While these two are one of the prominent funds that offer good…

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