Mistakes to Avoid while Applying for Payday Loans

payday loans for bad credit

Easy access to loans despite bad credit or low loan affordability could be termed as the prime factor to ensue a debt trap. Whether you are a student working part time or a full time employed person, you need to be careful before you choose payday loans to meet your cash obligations. Being a swift source of funding for people requiring fast loans, payday loans are quite popular among bad credit borrowers or those who lack guarantor or collateral to obtain conventional credit. According to one report, 51% of young…

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The 5 attributes of the best housing finance companies

The 5 attributes of the best housing finance companies

Look for these 5 qualities in the housing finance company you approach for your home purchase or home mortgage loan. Buying a house is a process fraught with challenges, and some housing finance companies don’t make the going easier with tedious, long-drawn processes. As important as it is to find a good home loan, it is equally important to partner with the best housing finance company for a variety of reasons, like – 1 Lower rate of interest. The home loan rate is often the most important component of the…

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Direct Selling Agents – Unproductive Much?

Direct Selling Agents

Buying a house is an important decision as it is a life time investment. When investing in a housing property, it is crucial to carry out the process with utmost care, as even a small mistake can put you in a huge debt situation. From selecting the property to borrowing a Home Loan, every step should be well planned. After essential planning and a lot of thinking an individual should borrow a Home Loan. There are many financial institutions which offer Home Loans for the investors willing to invest in…

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Investments – Opportunities and Options

Investments

It is important to earn money, rather it is necessary. Nothing in today’s world can work without money. From buying a watch to buying a house, everything needs money. Hence, managing money is of utmost importance. Now, when it comes to managing money and planning for a better future, we all are concerned about our families. Nowadays there are several investment schemes in India, providing the financial stability one is looking for. Now the first step to a wise investment is understanding your goals and expectations. It is impossible to…

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Benefits of filing ITR on time

income tax efiling

The Income Tax Department has made income tax efiling simpler as tax-paying individuals can make use of the Sahaj (ITR-1) form to file their returns. However, many people end up waiting until the eleventh hour to file their taxes online, and this can stress them out. Check out why filing returns on time is beneficial: 1. Say Goodbye to Fines and Penalties You will end up paying one per cent penalty for each month you delay filing the returns. Also, if your returns are more than INR 3,000/- you risk…

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Helpful Tips to Choose Small and Midcap Funds

Small and Midcap Funds

Undeniably, Small and Midcap Funds have been performing well than many other types of funds. And, irrespective of the changes in the market, this trend is not expected to change anytime sooner. So, if you are thinking to invest in these funds, there are some things that you must consider. Small-cap funds are the stocks that lie at the bottom of market valuation. On the contrary, Mid- caps are the stocks that come between small and large-cap funds. While these two are one of the prominent funds that offer good…

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Principles Of Finance/What Is Finance?

What is finance?

Finance consists of analyzing in financial terms, ie, $, all important decisions that occur in organizations or in society in general, with the aim of ensuring optimal use of resources and improving Thus the well-being of everyone. Finance is the basis and articulation of the capitalist system, as it ensures that all decisions create value and generate wealth. Therefore, finance must enable all individuals to attain a higher standard of living. In an economy characterized by freedom of choice, organizations and people can exercise their decision-making power, that is, they have…

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Branches of Finance: Introduction

Branches of Finance:

The funding covers an area of activity (financing) of providing money to achieve economic operation. Finance has now taken on enormous importance in the functioning of the economy and financial crises have serious consequences for global growth and unemployment. In the second half of the XX th century, we have seen develop an increasing financialisation of the economy with its internationalization and reduced public controls. In 2008 in the United States, financial players caused very large losses to large banks with the subprime mortgage crisis . Summary  [ Hide ]  1The different aspects of finance 2Financing 3Financial Markets 4Financial System 5Financial…

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